(PRWEB) February 22, 2005

miQuotes.com, a leading online provider of life insurance, has bridged the gap between the mortgage lending community and the life insurance industry by offering a simplified approach to marketing and selling life insurance and related products to the public.

When individuals secure a first or second mortgage, they often inquire about life insurance to protect their loan in the event of the untimely death of the mortgage holder. miQuotes.com has partnered with the National Association of Mortgage Brokers to provide a two-tiered approach to this market, recognizing that mortgage lenders are best at marketing their services to the public, and miQuotes.com is best at selling and servicing life insurance to the public.

Traditionally, clients either relied upon direct mail solicitations from their mortgage lender or insurance agent referrals from their mortgage broker to find life insurance quotes. Neither is an organized solution to the life insurance market, and the public is left with an uneasy feeling about who is actually their life insurance agent.

The miQuotes.com platform markets individually underwritten life insurance products, which can be as much as 50% less in premiums than the standard mortgage-life plans in the industry.

miQuotes.com continually shops the market for competitive pricing and only contracts with companies known for strong financials and excellent customer service. This new and enhanced life insurance quoting engine will give the client multiple quotes and options from reputable national life insurance companies in as little as 60 seconds.

The miQuotes.com program provides the mortgage lending community with an entirely customized insurance agency solution, making it possible for lenders to provide quality life insurance services to their clients. Through a minimal investment, any mortgage lender can be ready to offer life insurance services to their client base within 30 days.

To experience the new quoting engine, visit www.miQuotes.com. For more information about the program endorsed by the National Association of Mortgage Brokers, call miQuotes direct at (877) 647-8683 ext 4504.

About miQuotes, LLC

A Kansas-based company, miQuotes, LLC provides life insurance services to thousands of individuals and has been operating in the online arena since the 1990′s. With a long tradition of customer service and a reputation for providing the best products to meet their client’s needs, miQuotes now brings those same values to the online term life insurance purchasing arena.

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Xeal Inc. – Search Engine Marketing

Minneapolis, Minn. (Vocus) July 9, 2009

The current economic climate is worrisome to many families. Often the first major expense to be cut when reevaluating the family budget are various types of insurance, such as medical insurance, car insurance, and most commonly – life insurance. Insure-Net.com urges families to look at changing coverage to make it more affordable rather than dropping car, life or medical insurance all together.

Life insurance can often be confusing, but with the right tools, finding affordable life insurance quotes can be made easy. Insure-Net.com offers a quick and easy way to find life insurance quotes and offers information so people can better understand plans, with articles such as the life insurance primer.

The fastest and simplest way to save on insurance is to shop around to compare plans and rates. When considering life insurance, Insure-Net offers these money saving tips to bring costs down and make it more affordable in a tight budget.

First, consider switching to modal payments. Modal payments are a quick and easy change. If paying life insurance rates annually, families can simply call their insurance agent and switch their payment schedule to semi-annually, quarterly, or even monthly. This change does not take sifting through policies and making big decisions. Plus, having a smaller amount to pay more often rather than one lump sum is usually easier to manage.

While the insurance agent is on the phone, ask about reducing the term length. Typically, the longer the term the better; however, when money is tight it is better than dropping coverage all together. Usually a shorter term will mean lower premiums but will maintain the same death benefit protection. Be sure to get qualified for a new plan and note whether health has changed.

In addition to reducing the term length on a life insurance policy, ask about reducing the death benefit. While it is not always the best solution, it will make the plan more affordable and is better than dropping coverage completely. This should be the first item to reevaluate once the family financial situation improves to ensure the family is adequately protected.

About Insure-Net.com:

Insure-Net.com is committed to helping families find the most complete insurance coverage at the lowest possible rate. Insurance shoppers can save by obtaining and comparing car, home, medical and life insurance quotes from our nationwide network of insurance agents. For further savings, we offer articles with money saving tips on all types of insurance, such as car, home, life and medical insurance.

Contact: Marlene Brown

Public Relations Specialist

612-385-1331

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Cleveland, OH (PRWEB) June 13, 2005

Insurance.com, the nation’s largest online auto insurance agency, announced today the launch of their comparative quoting service in New Jersey. Insurance.com’s comparison quoting service will enable New Jersey auto insurance shoppers to directly compare instant, side-by-side rates from top companies and immediately purchase insurance policies online or over the phone with an insurance agent.

Recent changes to The Garden State’s insurance regulations have led to the expansion in New Jersey consumer’s auto insurance choices. “Consumers in New Jersey can now join 46 other states that already save time and money by visiting Insurance.com to get instant side-by-side auto insurance quotes,” says Insurance.com President, Lou Geremia. “Studies have shown that the same coverage can vary by up to $ 500 in annual premiums depending on the insurance company, so giving consumers the ability to make apples-to-apples comparisons on their auto insurance delivers incredible value not previously available to New Jersey residents.”

Liberty Mutual and Esurance are the first auto insurance companies that New Jersey residents can compare and buy from on the Insurance.com website. The selection of carriers will grow quickly, just as it has for Insurance.com users in other U.S. states who can now compare quotes from up to 12 of the nation’s leading auto insurers.

Consumers residing in New Jersey and across the U.S. can research and buy their policies online or through a licensed insurance agent.

About Insurance.com

The Insurance.com Web site – http://www.insurance.com/auto.aspx – enables consumers to instantly compare competitive auto insurance quotes directly from up to a dozen leading insurance carriers. When ready to purchase insurance, users have the option of completing the transaction online or talking directly to a knowledgeable, unbiased licensed agent. Other products include life, health and home insurance as well as travel, dental and pet health insurance.

Insurance.com is owned and operated by ComparisonMarket, Inc., which enables financial institutions, affinity groups and online marketplaces to offer their customers real choice and savings opportunities on auto insurance. Working with top insurance providers, ComparisonMarket provides instant, accurate comparative rate quoting and purchasing via the Internet or over the phone. ComparisonMarket is headquartered in Cleveland, Ohio.

Contact:

Lou Geremia

President, Insurance.com

617-454-1140

www.insurance.com


lgeremia@comkt.com

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Miami, FL (Vocus) March 3, 2009

HealthCare.com, Inc. today announced the launch of LifeInsurance.org, a website providing life insurance information for consumers and a pay-per-click system for agents and brokers to acquire targeted traffic from consumers looking for a life insurance quote.

The new website features useful consumer information about life insurance, the importance of having life insurance, as well as information about the different types of life insurance products such as Term, Whole and Variable. Visitors to LifeInsurance.org can also request a quote and contact qualified life insurance companies and brokers in their state of residence.

For HealthCare.com’s advertisers, LifeInsurance.org provides targeted, online advertising to life insurance companies and brokers. Life Insurance advertisers can manage their accounts and bid for placement to their listings by registering on BrokersWeb.com, which is HealthCare.com’s proprietary pay-per-click technology. HealthCare.com uses this same technology to power PPC advertising on its other owned and operated website HealthInsuranceFinders.com, which is a leading consumer health insurance website and quote search resource that also provides 100′s of pages of useful consumer guides and information intended to educate the consumer in making the right decisions when it comes to shopping for and purchasing a health plan.

“The launch of LifeInsurance.org strengthens our presence and fits within HealthCare.com’s mission to help consumers make better insurance decisions,” said Julio Gonzalez Arrivillaga, Chief Technology Officer of HealthCare.com. “Our loyal advertiser base will benefit from LifeInsurance.org’s increasing visibility as they seek qualified life insurance prospects in order to grow their business. Consumers looking for life insurance options will also benefit by having a selection of agencies to choose from. Most of the top life insurance carriers are collectively represented through this selection of multiple agencies.”

About HealthCare.com, Inc.

HealthCare.com, is an online health vertical search company focused on helping users make informed health care decisions. HealthCare.com’s Care Provider Search™ is the web’s leading health care provider directory connecting health consumers with health care professionals and health care-related businesses. Care Provider Search™ is featured on HealthCare.com, and is further distributed through leading syndication partners such as AOL Health and The Miami Herald. In addition to Care Provider Search™, HealthCare.com owns and operates HealthInsuranceFinders.com (http://www.healthinsurancefinders.com), a leading destination site providing health insurance and LifeInsurance.org featuring life insurance information and resources. HealthCare.com is headquartered in Miami, FL with additional offices in Redlands, CA. For additional information, please visit http://www.healthcare.com.

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DENVER (PRWEB) May 24, 2006

InsureMe, the leading online insurance shopping service, has announced the rollout of its Insurance Resource Center, which contains numerous articles on the topics of auto, home, life and health insurance. The InsureMe Insurance Resource Center was designed to educate consumers about insurance, as well as provide them with relevant shopping information and tips for saving money on coverage.

“At InsureMe, we’re committed to helping people find the right insurance,” said Affiliate manager, James Omdahl, “and that means providing them with the information they need to make good purchasing decisions and save money.”

In addition to general insurance information and tips, the Insurance Resource Center contains a comprehensive collection of articles to help consumers find insurance information as it pertains to their state.

“Insurance laws and policies vary from state to state, so it’s important to give consumers access to accurate information that directly affects insurance in their state,” added Omdahl.

The Insurance Resource Center complements the InsureMe Insurance Blog, which is updated daily with tips and news concerning health, life, home and auto insurance. Both the resource center and the blog are available online and free to all consumers.

About InsureMe

InsureMe, an Englewood, Colorado-based company, links agents nationwide with consumers shopping for insurance. InsureMe desires an open dialog with customers and hosts several blogs to encourage free flow of information about the industry and the InsureMe company. InsureMe has helped millions of consumers find insurance coverage, while providing thousands of insurance agents with leads nationwide. For more information, visit www.insureme.com or www.insuremeblog.com.

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Find More Online Life Insurance Press Releases

Peace of Mind Has Never Been More Affordable tinyurl.com Check for the best life insurance rates available

(PRWEB) December 20, 2005 –

Most consumers shop for and buy life insurance without understanding how a life insurance company sets rates. Lifeinsure.com, however, brings customers behind the scenes and uncovers the inner workings of insurers. A good online life insurance agent, such as Lifeinsure.com, is the easiest and certainly the most accessible way to the find the best rates.

MYTH: Insurers have similar ways to underwrite policies and all are pretty much the same in their methodology.

FACT: While there are similarities, each life insurance company has a distinct way that they underwrite or set insurance rates. Diverse factors contribute to how an insurer sets rates. An experienced insurance agent knows how to direct clients through the maze of factors and different insurance companies toward the right policy.

MYTH: Life insurance companies measure risk for populations, not individuals.

FACT: For individual life insurance, companies measure risk through a combination of broad population statistics on length of life plus a review of each individual’s health history. The factors looked at mirror the kinds of things one’s physician might look for in reviewing one’s health; including cigarette smoking, cholesterol, ratios of good cholesterol to bad cholesterol, weight, adverse medical history and participation in dangerous recreational activities (for example: skydiving or motorcycle or auto racing). If an activity or health concern, in general, might shorten a life span, it could factor into the life insurance rate.

MYTH: Everyone at the same age is charged the same for life insurance.

FACT: Women are charged less for life insurance at the same age as men because, statistically, women live longer then men. The key factors determining life insurance rates are in order; Age, health history, gender, medical history of parents and siblings and lifestyle factors such as certain recreational activities.

MYTH: People with questionable medical histories usually cannot get insurance.

FACT: What life insurance companies call “higher risk” people can often get “rated policies.” Rated policies carry an extra charge to account for the risk but can usually be found for people with health or lifestyle issues. Sometimes one company will charge extra while another will not.

It can be a good idea to use an online insurance agency such as www.lifeinsure.com to shop for you with many insurance companies. A skilled knowledgeable agent with relationships with several agencies can find good rates.

MYTH: People in a high-risk rating category are at the mercy of life insurance companies when determining rates.

FACT: A good online life insurance agency has experience discovering which life insurance companies have the best rates for different medical conditions or situations. They make insurance companies compete to find the most competitive rates for clients in higher rating categories. This is often different from a local agent who may have less access, may not have the knowledge base or is tied to only one life insurance company.

MYTH: There is not much variability among the rates charged by insurance companies for term life insurance or any of the types of life insurance.

FACT: Different rating factors lead to immense variability between rates charged by different companies. Comparison shopping pays off and a good online life insurance agent can serve as an excellent comparison shopper.

MYTH: Insurers will never know if I fib a little on my application.

FACT: Insurers are used to doing extensive background checks and can catch inaccuracies. The best strategy is to be as truthful as possible and use an experienced agent to search out a policy that takes all factors into account.

MYTH: Rates determined based on risk factors like smoking or skydiving are fixed and can never decrease.

FACT: Over time, as health improves, if one loses weight and keeps it off or quits smoking for a number of years, one can reapply to lower one’s insurance rates. There’s no downside to this, since once issued, a life insurance policy’s rates could go down but contractual rates on a life insurance can not be changed, once a policy is issued and paid for, if your health or personal activities change.

To learn more, visit http://www.lifeinsure.com.

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Related Life Insurance Rates Press Releases

Peace of Mind Has Never Been More Affordable tinyurl.com Check for the best life insurance rates available
Video Rating: 0 / 5

The Best Health Insurance tinyurl.com You Won’t Be Disappointed

Visit www.infoprimes.com and save on your mortgage insurance. 78.5% of people that complete a quote save money and the average savings in 44.5%. Visit: www.infoprimes.com
Video Rating: 5 / 5

The AARP offers life insurance and mortgage refinancing over their Web site for senior citizens. AARP life insurance will often cover funeral expenses. Their mortgage refinancing program can be difficult to interpret and requires research. Learn more about the financial services offered by the AARP with information from an insurance broker in this free video on insurance. Expert: John Pinelli Bio: John Pinelli is a financial representative. Filmmaker: Bing Hugh Series Description: Insurance is a great way to provide financial security in the event that something tragic happens. Learn about different types of insurance, including homeowners insurance, health insurance and life insurance with tips from an insurance broker in this free video series on insurance.

Obtaining the Free Life Insurance Quote Online

To Get the Cheap Life Insurance Policies

Undoubtedly all sorts of the insurances are a sort of investments and it’s necessary that you concentrate before you get. Not all the insurance companies offer similar policy plans and premiums. There’ll be minute differences between the life insurance policies and the better ones can be made use to our advantage. You may be offered improved coverage for a similar premium or one of the insurance policies may have terms for special cases and/or concessions.

Whatever the case may be, it is not possible not possible to know these differences if you do not compare the insurance programmes. For making the comparisons it is necessary that you have access to the quotes offered by the insurance firms of interest. A decade back you had to pay the representatives or the agents for getting the life assurance quotes ; unlike this, now you can enjoy the unlimited free life insurance quotes online. It isn’t not quite tough to get the insurance quotes which will ultimately help you get cheaper life insurance policies.

Free Life Insurance Quote Online

Many are convinced that searching for the impression that trying to find the free life assurance an exhaustive effort. But quite the contrary, there are many easy paths to get the quotes online and you will be marveled at the rate at which the respective insurance companies or agents respond to your request. Imagine the efforts concerned if you try contacting each of the top insurance companies personally (via offline means ) for picking up the details per the different insurance plans. Secondly, there is an increased possibility that they may miss out some necessary details or may not tell you all the sides of the particular insurance policy. Finally , this will be a terribly time-intensive process. In other words, you can be free from all these pitfalls if you are picking up the free life insurance quote online. Nearly inside few minutes, you will receive all the important details via mail.

What Factors To Be Compared?

Cost of the life insurance and the coverage offered will be the prime factors which you want to compare after picking up the free life insurance quotes online. In reality, abounding details are available in the internet and if you are able to spend some more time before you consider buying, you are ableanalyze all the features and terms specified in the life insurance quotes. It’s going to be prudent to get started with the life insurance which supplies the maximal protection and has upgrade/change facilities. It is a shocking fact that few do not give the life insurances the importance it deserves. In addition to being one of the finest kinds of investment you can feel assured about your money protection in the stickiest positions. If are somebody who has not given thoughts about attempting to find the free online life insurance quotes yet then it is high time you got started and bought the acceptable life insurances for all your dear ones. So free life insurance quotes online are highly profitable in aiding you to select the right policy plans and also helps you to save cash in a smart way as it permits you to be acquainted about all the possible options.

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