(PRWEB) May 5, 2005

Original Mortgage Source, LLC, an Ohio-based company that specializes in home mortgage and life insurance options, has included information and application forms on their website for the most popular types of mortgage loans they offer to homeowners.

Original Mortgage Source, LLC provides two distinct types of mortgage loan solutions. The first, a 4.875% Equity Builder mortgage loan, is an interest-only program that helps homeowners free up money to pay other bills without refinancing their mortgage. Unlike the Prime Rate mortgage, the Equity Builder mortgage loan is affected by multiple economic factors, making it much more stable and keeping the interest rate lower. The interest rate is also not compounded annually.

The second mortgage loan, Mortgage Life Protection, is actually an inexpensive life insurance policy that provides total coverage to pay off the full amount of the mortgage should the homeowner die. This coverage can be added to an existing mortgage without refinancing.

In addition to the Equity Builder and Mortgage Life Protection mortgage loans, Original Mortgage Source, LLC has several additional mortgage loan programs, including:

• 100% Financing, for borrowers with good credit and employment histories but no down payment

• 3% Down FNMA, designed to assist moderate income first time home buyers.

• Home Equity Lines of Credit (HELOC), for borrowers who wish to keep their first mortgage in place and use their equity for debt

• Mortgage Only Programs, enabling homeowners to qualify for a new mortgage based only on their mortgage payment

• No Income Verification Loans for Self Employed or W2 employees

“Our policy is to provide pre-qualifications free of charge to all people serious about purchasing or refinancing their homes, investment properties, or commercial properties,” said Timothy A. Primavera Sr., President and CEO of Original Mortgage Source, LLC. “Our ultimate goal is to help our customer get what they want.”

Original Mortgage Source, LLC offers a free two- to four-minute “Quick Mini-Application Form” to apply for a home mortgage or life insurance online. To apply for a mortgage loan or to learn more about these and many other available mortgage loan programs, visit www.OriginalMortgage.net.

About Original Mortgage Source, LLC

Original Mortgage Source, LLC has been providing help to customers with home mortgage and life insurance needs. Their specialized staff of certified residential mortgage specialists and senior loan officers assist with mortgage loan programs, help with for-sale-by-owner homes, home warrantees, and offer consulting for homeowners and home purchasers alike, in both commercial and residential real estate.

Original Mortgage Source is a member of the Cleveland Better Business Bureau (BBB), the National Association of Mortgage Brokers (NAMB), the Ohio Association of Mortgage Brokers (OAMB) and the Ohio Farm Bureau Federation (OFBF). The Christian-owned and operated firm is state licensed, bonded, and insured to provide home mortgage loan s and solutions for homeowners and home purchasers, regardless of credit history. They also offer many different types of life insurance coverage that can be browsed on there website.

# # #

Marketing for Press Releases by Xeal Inc.

(PRWEB) March 7, 2005

miQuotes.com, a leading online provider of life insurance, has bridged the gap between the mortgage lending community and the life insurance industry by offering a simplified approach to marketing and selling life insurance and related products to the public.

When individuals secure a first or second mortgage, they often inquire about life insurance to protect their loan in the event of the untimely death of the mortgage holder. miQuotes.com has partnered with the National Association of Mortgage Brokers to provide a two-tiered approach to this market, recognizing that mortgage lenders are best at marketing their services to the public, and miQuotes.com is best at selling and servicing life insurance to the public.

Traditionally, clients either relied upon direct mail solicitations from their mortgage lender or insurance agent referrals from their mortgage broker to find life insurance quotes. Neither is an organized solution to the life insurance market, and the public is left with an uneasy feeling about who is actually their life insurance agent.

The miQuotes.com platform markets individually underwritten life insurance products, which can be as much as 50% less in premiums than the standard mortgage-life plans in the industry.

miQuotes.com continually shops the market for competitive pricing and only contracts with companies known for strong financials and excellent customer service. This new and enhanced life insurance quoting engine will give the client multiple quotes and options from reputable national life insurance companies in as little as 60 seconds.

The miQuotes.com program provides the mortgage lending community with an entirely customized insurance agency solution, making it possible for lenders to provide quality life insurance services to their clients. Through a minimal investment, any mortgage lender can be ready to offer life insurance services to their client base within 30 days.

About miQuotes, LLC

A Kansas-based company, miQuotes, LLC provides life insurance services to thousands of individuals and has been operating in the online arena since the 1990′s. With a long tradition of customer service and a reputation for providing the best products to meet their client’s needs, miQuotes now brings those same values to the online term life insurance purchasing arena.

To experience the new quoting engine, visit www.miQuotes.com. For more information about the program endorsed by the National Association of Mortgage Brokers, call miQuotes direct at (877) 647-8683 ext 4504.

# # #

Xeal Inc. – Search Engine Marketing

Find More Life Insurance Quote Online Press Releases

Los Angeles, CA (PRWEB) June 9, 2005

California Broker Magazine launched “Insurance Insider News.” The free weekly e-mail newsletter covers market trends, new products, legislation, and just about anything else that is relevant to life insurance, health insurance, and long-term care insurance. The newsletter is written in a clear, brief, and engaging style to appeal to even the busiest executive. Here are just a few of the headlines from recent issues:

Finding a New Insurance Customer

Healthcare Crisis Spurs State Bills

Will High Deductible Plans Deliver on their Promises?

Bill Would Address Threat to Life Insurance

To subscribe, visit www.calbrokermag.com or contact Leila Morris at 818-848-2957 or editor@calbrokermag.com.

About California Broker Magazine

California Broker is the most respected insurance magazine in California with a 22-year track record of graphic and editorial excellence. The magazine has received two golden graphic awards from the American Society of Business Press Editors. The magazine has twice received the prestigious Paladin Award for service to the insurance industry from the Los Angeles Association of Health Underwriters. The Web site (www.calbrokermag.com) has won two Golden Web awards.

Media:

Leila Morris

California Broker Magazine

217 E. Alameda Ave. #301

Burbank, CA 91502

818-848-2957

www.calbrokermag.com

# # #

Check out these life insurance products:

The Ultimate Life Guide
The Secret, The Law of Attraction… none of that can work for you until you understand the Big picture and how it all works together with your Brain. Genuine Mind Power and Natural Laws of the Universe explained in detail!!! Program your way to success!
The Ultimate Life Guide

Life Purpose Revealed – Law of Attraction Market
97 product – with 75% conversion to upsell of 4. Set of 9 high quality guided visualization audios and companion guidebook. Upsell includes additional 9 subliminal audios. 60% Commissions.
Life Purpose Revealed – Law of Attraction Market

Although life insurance is a dry-as-dust matter, it has the potential to make or mar your life. Since life insurance is somewhat complicated, it deserves special attention. Unfortunately, there is no one-size-fits-all when it comes to life insurance. You can purchase different kinds of life insurance and it may be purchased in different ways. So, background research and careful comparison is a must before purchasing life insurance.

Tips to compare life insurance quotes

The first step is to assess and understand your insurance needs. Everything depends on how much coverage you need. Read up on life insurance coverage. If possible, talk to an expert regarding the different kinds of policies available. You need to take into account your household dependents, your earnings and other major expenses before you decide on the coverage.

Next, identify the right type of life insurance – term life insurance or permanent life insurance. Term life insurance is less expensive though transitory but permanent life insurance is, well, permanent. Each type has its advantages. Take the time to compare different life insurance quotes in whichever option you choose.

After deciding on the kind of coverage you need, you must take a look at insurance quotes offered by different companies. Comparing life insurance quotes is important because different companies charge differently. Thorough research will help you identify the company that is offering you the best value for your money. One word of warning though. When you compare life insurance quotes, do not make premiums your main criterion. True, there is a wide range of prices in the insurance policy market, but make sure that you are comparing apples to apples.

Even if you hold a life insurance policy, make sure that you compare it with different types of policies available. Also, keep the old policy with you until you receive the new one.

While comparing life insurance quotes, it is obvious to customers that they must consider the amount of coverage and the premium. But most insurers overlook the renewal policy, which is a big mistake. Some premiums increase with time, while there are others that may not be renewed after a certain age. You need to collect all the information before you buy an insurance policy.

One of the easiest ways to compare life insurance quotes is to make use of comparison websites that offer you access to free insurance quotes from insurance companies. This can help you buy the best life insurance policy for you and your family at the cheapest rates in the fastest possible time span.

Compare Life Insurance And Save 40% Or More Guaranteed! There Has Never Been A Better Time To Lock In Low Rates…ACT NOW! www.freefastinsurancequotes.info FREE Life Insurance Quotes To Compare Life Insurance…You Will Save 40% Or More! Lock In These Low Rates With No Medical Required. Compare Life Insurance Quotes Now And Save 40%!
Video Rating: 0 / 5

Related Compare Life Insurance Articles

Do you want to control your career destiny? Then find out more about being an Agent in Training with American Family Insurance @ www.amfam.com

bit.ly I found a great Life Insurance site with FREE quotes. I wanted to share to you the secret of getting the best cheap Life Insurance that gives you the best quotes. I used this myself and saved hundreds of dollars. Click on the link and see how you can save 50% or more.
Video Rating: 0 / 5

Do you need Life Insurance Comparison Quotes?  A life insurance plan is a major step you can take in order to assure the prosperity of your family.  During trying times, your children and spouse can really be assisted by a life insurance plan.  When you are unable to, this insurance can procure the financial security of your family.  It is an important task to find all the relevant policies that are accessible for you.  These insurance plans should be able to meet your needs.

Click here for a free life insurance quote.

It’s critical to acquire an insurance policy that gives the most coverage for a price that is financially appropriate.  Getting a good insurance plan only takes a simple internet search.  Analyzing the different policies in this method can decrease the time it takes by half or more.  By doing this you can get a number of different insurance policies from numerous insurance organizations.

Many sites exist that let you get free life insurance policies.  These websites help you to save time and effort when researching.  It makes it straightforward to find the firms that will give you the most secuirty for the amount asked.  When you acquire your policies, you then will have the ability to choose what companies meet your needs the most for a price that you can handle.

Get your Life Insurance Comparison Quotes now.

It is definitely a great idea to get second opinions about the insurance organization you want to purchase insurance from.  If you want to get Life Insurance Comparison Quotes, you need to look at a lot of comparisons.  Inquire information from those that have purchased life insurance to see how the process of getting the insurance works.  Their exposure to the insurance policy can confirm if the insurance policy is right for you.

When you get a quote online you will need to complete a basic form with questions about your date of birth, your gender, and other basic info.  After you fill out the questionnaire, you will see cheap plans from several providers.  Then you will be able to decide what organizations are the suitable ones for you and your family.

Now is the time to get a life insurance plan.  To get more info on Life Insurance Comparison Quotes and to compare life insurance plans, go here.

Find More Life Insurance Comparison Articles

Insurance.com Logo

Cleveland, OH (PRWEB) October 25, 2007

Insurance.com, the largest online auto insurance agency in the United States, reports that car insurance rates are continuing to decrease depending on geographical location. The company’s “2007 Third Quarter Auto Insurance Pricing Report” indicates that the national decline in annual premiums has continued with a 1.5% decrease in car insurance rates from 2006.

Based upon data drawn from the lowest average car insurance rates viewed by over 1 million auto insurance consumers in the Insurance.com 2007 platform through September 2007, the Third Quarter Report confirms that state-specific trends in pricing continue to be relevant.

“Currently, we’re seeing a national average premium of $ 1,887. That’s down from $ 1,917 in 2006, but it still varies considerably depending upon location and other factors,” says David Roush, CEO of Insurance.com.

“Because prices vary considerably on a case-by-case basis, it’s essential to compare rates before making a purchase. Insurance.com makes it easy for consumers to compare rates and buy the auto insurance policy that’s right for them, either online or over the phone with knowledgeable licensed auto insurance agents.”

Learn more by viewing the Insurance.com’s 2007 Third Quarter Auto Insurance Pricing Report or by visiting http://www.insurance.com/quotes/Article.aspx/artid/542 .

About Insurance.com’s 2007 Third Quarter Auto Insurance Pricing Report

Insurance.com’s 2007 Third Quarter Auto Insurance Pricing Report highlights the lowest average car insurance rates viewed by almost 1million auto insurance consumers on the Insurance.com platform in the third quarter of 2007*. The information comes from actual auto insurance quotes consumers received from over a dozen of the nation’s leading auto insurance companies who participate in Insurance.com’s comparative auto insurance platform.

*Disclaimer

While the Insurance.com’s 2007 Third Quarter Auto Insurance Pricing Report is a broad indicator of pricing activity in the personal auto insurance marketplace on a per household basis, it is not a comprehensive index as it reflects only the pricing activity of carriers that have participated in the Insurance.com auto insurance marketplace in the states where it quotes (all states except Alaska, Hawaii, Massachusetts) and the aggregate profile of consumers who shop using the Insurance.com platform.

About Insurance.com

Insurance.com, based in Solon, Ohio, is owned and operated by Insurance.com, Inc, a ComparisonMarket Company. Insurance.com enables consumers to instantly compare and buy competitive auto insurance quotes directly from more than a dozen leading auto insurance companies. When ready to purchase, users have the option of completing the transaction online or talking directly to an unbiased licensed agent. Other products include life, health and home insurance as well as travel, dental and pet health insurance.

In addition to Insurance.com, the company provides private labeled auto insurance solutions to financial institutions, affinity groups and online marketplaces to offer their customers real choice and savings opportunities on car insurance rates.

Links:

http://www.insurance.com/quotes/Article.aspx/artid/542

http://www.insurance.com/quotes/Auto.aspx

CONTACT

Marc Zeitlin

Insurance.com

858-481-7160

mzeitlin @ insurance.com

# # #

Related Life Insurance Rates Press Releases

By Life Quotes, Inc. Staff

Most people buy life insurance to ensure their loved ones are protected financially in the event of their death. But people don’t often realize that although paying funeral expenses and replacing income are two very important reasons to purchase a life insurance policy — you can also use life insurance to pay for a home, plan for retirement or prevent tax penalties when you transfer an estate.

Whatever your situation, it’s important to know which policy fits your particular needs and those of the people you love. The Life and Health Insurance Foundation for Education, a non-profit consumer insurance education organization, offers these tips for buying life insurance.

Tips for buying life insurance

Consider those who rely on you financially, including your spouse; children, parents or other loved ones. You should periodically re-evaluate your insurance needs whenever there is major life change, such as getting divorced, buying a home, or changing jobs.

“A life insurance policy should be reviewed when there are major times for financial change in your life,” suggests Jack Dewald, Chair-elect for the Life Foundation. “Even if there hasn’t been any major changes in your life, you should reevaluate every five to seven years to see what you have and what you need and what you don’t need anymore.”

How much is enough?Ask yourself how much money your family will need to cover living expenses and how much they will need over the long-term to maintain their standard of living. The Life Foundation provides an interactive calculator at www.lifehappens.org/lifecalculator to help you estimate your needs.

Does it fit your needs and your budget?Research term and permanent policies to figure out what kind of life insurance is right for you.

Find an expert that can explain the different types of life insurance available. You can find an insurance agent through referrals from someone you trust such as friends and family.

Have your agent or broker put together a life insurance needs analysis. A needs analysis is a personalized illustration of your current and future financial needs. The worksheet would include: Income needs, expenses, existing assets and insurance, new insurance amount needed, rate of return flowchart, summary of rates of return, a comparison between rates of return upon death, annual rates of return by age, assumptions or client and insurance policy information.

Research the insurance company or the broker you plan to work with to determine its financial stability.You can check out an insurance company’s financial strength rating at A.M. Best, Fitch, Moody’s and Standard & Poor’s websites.

More Buy Life Insurance Articles